Every score here can be taken apart.
Most people show you what they picked. This archive shows how the number was reached: the evidence, the threshold it met, and the rule written before the company was ever looked at. Every holding is re-scored and published each quarter.
How a score gets built
ASIAN PAINTS · Q3 2026Five of the six Quality inputs come from the numbers and are graded against thresholds published in advance. Only the moat is a judgement, and it is marked as one.
Quality
4.33A dashed outline marks a judgement I made rather than a figure the rules computed.
How this works
THINKING / TRACKING / PROOFA fixed rulebook
Thresholds set before any company was researched, applied to every company identically. Banks get their own rulebook, because leverage is a lender’s business model rather than a warning sign.
A live portfolio
Positions, returns and benchmark comparison are tracked publicly on Moneycontrol. Re-keying prices into a spreadsheet proves nothing, so I don’t.
A quarterly record
Every holding is re-scored and published each quarter, with the action taken and the reasoning. Each published score stores the rulebook that produced it and is never edited afterwards.
Two products
DIFFERENT JOBSQuality Compounders
Durable, high-return businesses held for the long run. Every holding carries a published score, a governance gate and three sell triggers. Low turnover, 8 to 12 holdings.
Balanced Allocation
Equity, gold and cash-like instruments held to target bands. There are no company scores here, because an index ETF has no moat and no governance gate. It is judged on drift and discipline instead.
Who is behind this
ABOUTI am [YOUR NAME], a final-year [DEGREE] student at [UNIVERSITY]. I built this archive after discovering I could not reconstruct my own reasoning on a company six months after the fact. If I could not, nobody else stood a chance.
So the rules now get written before the companies, the evidence gets recorded rather than the conclusion, and everything is published dated and left alone. What I am demonstrating here is a process, not a track record.
Two products, one method
Quality Compounders holds durable businesses, each with a published score, a governance gate and three sell triggers.
Balanced Allocation holds ETFs, gold and cash-like instruments to fixed bands, and carries no scores at all, because an index fund has no moat to assess.
Both are reviewed and published every quarter.