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Disclaimer

This site is a personal educational project. It exists to document a research process, not to advise anyone.

Not investment advice.

Nothing here is a recommendation to buy, sell or hold any security. I am not a registered investment adviser or research analyst. No client money is managed and no fees are charged.

What these products are

Two model portfolios run on paper against written mandates, to demonstrate and document an analytical process. Companies named on this site are used as illustrations of a method.

About the numbers

Figures are taken from Screener.in, company annual reports and investor presentations, and portfolio tracking is done on Moneycontrol. Errors are possible. Where I find one, I correct it in a new dated entry rather than editing the original, so the record stays honest.

About the scores

Scores are produced by a fixed rulebook applied identically to every company. They are a way of organising judgement, not a measure of truth, and several inputs are explicitly my own judgement rather than computed figures. Those are marked wherever they appear.

Past performance

Past performance says nothing reliable about future results, and short-term of a paper portfolio says less than most. Please judge the process rather than the returns.

Educational model portfolio. Not investment advice. No client money is managed.